The AutoCreditInsight™ dataset is a powerful tool for exploring the complexities of vehicle financing activities, offering users insights into market trends and consumer behaviors, as well as the automotive credit landscape. S&P Global Mobility utilizes its national database of U.S. personal vehicle registrations, featuring over 270 million vehicles and their owners, and collaborates with TransUnion for credit file data on over 230 million consumers to deliver a comprehensive view of consumer credit profiles.

This dataset empowers users to confirm lender market share, understand competitive lender threats, and evaluate lender risk analysis. It also supports re-evaluating product offerings, determining the impact of captive financing on customer loyalty, and validating competitive conquest strategies. AutoCreditInsight™ is updated monthly and includes five years of historical data plus the current year, with monthly granularity. It is applicable exclusively for vehicles registered in the United States.

This dataset includes:

• Vehicle Attributes: Automaker company, make, model, MSRP, fuel type, model year, registration state
• Credit Attributes: Finance type (lend or lease), amount financed, borrower credit score, estimated APR, loan-to-value, monthly payment, payment terms
• Lender Information: Lender name and type
• Dealer Information: Dealer name, type, and address